Small Business Insurance

Commercial and Small Business Insurance Solutions

Commercial insurance is an important product that can offer your small business the maximum protection it needs. AAC Insurance Group has been around for 40 years and represents leading insurance companies that provide quality coverage for small businesses.  Our agents can walk you through our commercial insurance plans and offer you solutions that fit your unique business needs and goals.

Some of the products we provide include:

  • General Liability
  • Workers' Compensation
  • Business Owners Policy
  • Property (buildings & contents)
  • Business Auto
  • Excess & Umbrella
  • Garage Liability
  • Bonds

Businesses We Help

  • Contractors
  • Garages & Dealers
  • Retail Stores
  • Restaurants
  • Business Offices
  • Churches

What Your Coverage Will Include

General liability insurance is an invaluable coverage that protects your small business against harm caused to others due to the services or products that you provide or fail to provide. This covers both property damage and bodily injury caused by you or your employees to others, including:
  • Personal And Advertising Injury
  • Products Liability 
  • Medical Payments
  • Damage To Premises Rented To You

Workers compensation insurance covers you and your employees for on-the-job injuries and illnesses. It provides reimbursement for both medical costs incurred as well as a portion of the lost wages you miss while you are sidelined from work.

A business owners policy, also known as a BOP, is a specialized policy that combines different liability and property coverages into one affordable package policy. Along with the basic coverages for buildings and business contents, BOPs also often provide business income insurance (or business interruption insurance), which covers loss of income due to a covered loss that disrupts the normal operation of a business.

In case one of your underlying policies does not provide enough coverage, excess or umbrella policies provide additional coverage above the limits of those underlying policies.

We also provide garage liability for dealers and garage operations, inland marine coverage for contractors equipment, surety bonds, and many other coverages. Please contact us if you are interested in quotes for any of these coverages.

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