General liability insurance is an invaluable coverage that protects your small business against harm caused to others due to the services or products that you provide or fail to provide. This covers both property damage and bodily injury caused by you or your employees to others, including:
- Personal And Advertising Injury
- Products Liability
- Medical Payments
- Damage To Premises Rented To You
Workers compensation insurance
covers you and your employees for on-the-job injuries and illnesses. It provides reimbursement for both medical costs incurred as well as a portion of the lost wages you miss while you are sidelined from work.
A business owners policy, also known as a BOP, is a specialized policy that combines different liability and property coverages into one affordable package policy. Along with the basic coverages for buildings and business contents, BOPs also often provide business income insurance (or business interruption insurance), which covers loss of income due to a covered loss that disrupts the normal operation of a business.
In case one of your underlying policies does not provide enough coverage, excess or umbrella policies
provide additional coverage above the limits of those underlying policies.
We also provide garage liability for dealers and garage operations, inland marine coverage for contractors equipment, surety bonds, and many other coverages. Please contact us if you are interested in quotes for any of these coverages.